Credit Checks Give Rise to Claims of Discrimination
29th October 2010
Well, duh–that’s the point: To discriminate against dishonest and stupid people.
The practice of checking the credit histories of job applicants is coming under fire, with critics contending the practice discriminates against blacks and Latinos who tend to have lower credit scores.
The reason they tend to have lower credit scores is because they tend to be less, shall we say, conscientious about paying their debts. But since a credit check targets individual behavior rather than a class, there ought not to be any legal problem with it. (Stop laughing.)