“My Sister Paid Progressive Insurance to Defend Her Killer In Court”
14th August 2012
Carrying Progressive insurance and getting into an accident does not entitle you to the value of your insurance policy. It just pisses off Progressive’s lawyers. Here I address you, Prospective Progressive Insurance Customer: someday when you have your accident, I promise that there will be enough wiggle room for Progressive’s bottomless stack of in-house attorneys to make a court case out of it and to hammer at that court case until you or your surviving loved ones run out of money.
Which is what Progressive decided to do to my family. In hopes that a jury would hang or decide that the accident was her fault, they refused to pay the policy to my sister’s estate.
The problem with insurance companies is the same basic problem as governments — they have more money than you do, money that you provided, and they use that money to serve themselves rather than you … because they can.
At the trial, the guy who killed my sister was defended by Progressive’s legal team.
If you are insured by Progressive, and they owe you money, they will defend your killer in court in order to not pay you your policy.
Of course. It was cheaper to defend the guy than pay the claim. It’s all about the money.
Don’t buy insurance from Progressive. Not only will you be paying the salaries of people who put my family through the wringer (really a smaller wringer that Progressive attached to the main wringer of my sister’s death), but also when the chips are down, your money will have bought you nothing but a kick in the face.
Amen to that.
August 14th, 2012 at 05:18
“It was cheaper to defend the guy than pay the claim. It’s all about the money.” Like the good capitalists that they are…
August 14th, 2012 at 10:15
A friend’s car was totaled by a drunk driver and he spent a long time fighting with the insurance company over paying for it. In what seemed like a lucky break, he hooked up with someone who knew the state insurance commissioner and got a chance to meet with him. After listening to the friend’s issue, the state man pointed to a huge document on his desk and said, “That is the complete insurance code and there is not one sentence in it that requires the insurance company to pay you anything. They either pay you as a courtesy or by court order, and it’s pretty rare to beat their phalanx of attorneys in court. My advice is to take what they’ve offered and move on with your life.”
August 14th, 2012 at 11:37
Makes you wonder why you should even bother buying insurance at all.
August 15th, 2012 at 23:40
Insurance companies are glorified bookmakers with tax and crony capitalist advantages.
Bookmakers that don’t pay up suffer grievously in the marketplace, and often with extra-legal retaliation as well.
Auto insurers have essentially a captive marketplace because in most states you’re required to buy their product. It shouldn’t surprise anyone that the insurance companies are super cosy with their regulators.